5 Worst Dental Insurance Companies
Dental insurance is an important component of health insurance, as it helps protect you from the cost of necessary visits to the dentist. Unfortunately, not all insurance plans are equally beneficial, and the wrong one can leave you with sky-high bills and inadequate coverage. To help you make sure you have a good experience with dental insurance, here is a list of the worst dental insurance companies.
Worst Dental insurance companies
1. Dental Health Care Solutions: This company is one of the most expensive dental insurance options and covers a mere 50 percent of basic services, such as cleanings and checkups. The coverage for major procedures is also inadequate.
2. Golden Dental Plan: Although this plan offers low monthly premiums, the coverage levels are extremely low. Most procedures require a large out-of-pocket cost and there are no hidden savings with this provider.
3. BalancedBenefit: The insurance offered by this company is not only extremely expensive, but it also provides inadequate coverage. This company is not transparent when it comes to cost-sharing and has limited coverage for major treatments.
4. DeltaCare USA: This company is not transparent when it comes to its fee schedule, making it difficult to understand the true cost of your treatment. DeltaCare also limits coverage to only certain dentists, which can mean a long wait for an appointment.
5. CarePlus: This dental insurance company has extremely high deductibles and offers limited preventative care coverage. Additionally, the company does not specify in detail the services it does and does not cover, leaving you without a clear idea of what you are paying for.
Finding the right dental insurance can be a daunting task, and it’s important to do your research. When selecting an insurance provider, make sure to read the fine print and watch out for companies on this list. You don’t want to get stuck with a bad plan that will leave you with unexpected, expensive bills.